These group health plans provide UTCA member firms with high quality group health plans using the health networks of Aetna, Horizon, Amerihealth, Guardian and Oxford/United Healthcare.
Plan designs quoted use HMO's, Point of Service and PPO networks. Or, you offer your employees a combination of plans, from a combination of carriers - THE CHOICE IS YOURS!
These Health Reimbursement Account (H.R.A.) plans provide 100% benefits with no office co-pays and provide 100% coverage for all group major medical and hospitalization. They even provide Prescription coverage with no out-of-pocket co-pays!.
Dozens of UTCA members are already enjoying premium savings on average of 20% - 40% when compared with their renewal rates on their current health plan. This level of coverage offers unprecedented value and provides the UTCA owner with a rare combination of significantly lower monthly premiums and quality health care coverage.
All plans are Open Access Plans (no "Gatekeeper" needed) and allow participants to self-refer and choose any "In Network" or "Out of Network" doctor. Imagine, Office and Rx Co-pays, gatekeepers, referrals and "In network only " healthcare plans are all eliminated!
In addition, renewal rates for groups who have now been with us for at least a year on these new plans have experienced very low rate increases.